These terms of use apply to all training courses offered by chipandpindirect.com in the field of digital payment systems and security technologies. The subject of the training is the transfer of specialist knowledge about current technologies, security standards, and digital solutions.

The training courses are aimed at professionals and companies who wish to expand their knowledge in the field of payment systems. Individual advice on specific security requirements is not part of the standard training courses.

Participants undertake to treat the training content confidentially and not to pass it on to third parties. The use of the learned technologies is at their own risk.

• Participants must have basic knowledge in the field of digital systems.
• Registration for training courses is binding and can only be cancelled under the conditions specified in the General Terms and Conditions.
• In the event of violations of these terms, we reserve the right to exclude participants from the training.

We ensure that the training content is based on the current state of the art. However, liability for the accuracy and completeness of the information provided is limited to intent and gross negligence.

The training courses serve to impart knowledge and do not replace individual security advice. We assume no liability for damages arising from the application of the content taught, unless these are based on intentional or grossly negligent behavior.

Disclaimer for Digital Solutions

The digital solutions and security technologies presented in the training courses are presented to the best of our knowledge. No guarantee is given for their suitability for specific areas of application.

• No liability for indirect or consequential damages.
• Maximum liability limit: the paid training fee.
• Liability for data loss is excluded, unless this was caused by our fault.

Payment for training courses is made in advance by invoice or bank transfer. For cancellations up to 14 days before the start of the training, an administrative fee of 25% of the training fee will be charged.

For shorter-term cancellations or non-attendance, the full training fee is due. We reserve the right to cancel training courses if the number of participants is too low; in this case, the full amount will be refunded.

We reserve the right to change these terms of use at any time with effect for the future. The current terms can be viewed on our website at terms.html.

In the event of significant changes, participants will be informed by email. If a participant does not object within four weeks, the changed terms are deemed accepted.

For questions regarding these terms, please contact: chipandpindirect.com, Haasallee 16a, Phone: 09577 2583035, Email: info@chipandpindirect.com

The law of the Federal Republic of Germany applies. The place of jurisdiction is, to the extent legally permissible, the registered office of the provider.